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Interest-Free Financing up to €25,000 through the Recovery Fund – An Opportunity for Businesses and Women Entrepreneurs The Recovery and Resilience Fund (RRF), through the Microfinance Fund, offers interest-free financing from €3,000 to €25,000, supporting small businesses, freelancers and women entrepreneurs. This financing can be used for investment purposes or working capital, providing flexibility and significant advantages for the growth and sustainability of businesses. Financial Terms of the Program ✅ Interest-free loan up to 75% of the total budget ✅ Financing from €3,000 to €25,000 ✅ Repayment period from 12 to 96 months ✅ Grace period up to 6 months ✅ Without collateral 💡 For women-owned businesses, in which women own at least 50% of the company, financing reaches up to 75% of the total amount on even more favorable terms. Eligible Expenditures – What is Funded? The expenses financed through the Microfinance Fund concern: ✅ Investment loans ✅ Working capital 📌 Important: Only expenses that have been included in the business plan of the company and have not been incurred (i.e., have not been paid off) before the submission of the funding application to the Microfinance Foundation are eligible. 📍 In addition, credit invoices dated up to 6 months prior to the submission of the financing request are accepted. Financing Example A female entrepreneur wants to start a small business producing natural cosmetics and applies for funding. Her investment plan includes: 📌 Purchase of raw materials – €5,000 📌 Production equipment – ​​€7,000 📌 E-shop creation & digital marketing – €8,000 📌 Packaging supply & brand design – €5,000 📌 Total investment – ​​€25,000 ✅ The Fund covers 75% of the investment, i.e. €18,750 interest-free ✅ The remaining €6,250 can be covered with equity or a small supplementary loan ✅ The business chooses repayment in 60 months with a grace period of 6 months Beneficiaries of the Program The program is aimed at a wide range of entrepreneurs, including: 🔹 Small businesses & freelancers 🔹 Women entrepreneurs (for businesses where women own at least 50% of the share capital and exercise management) 🔹 Startups 🔹 Businesses under formation with a comprehensive business plan 📌 Particular emphasis is placed on supporting women entrepreneurs, so that they can grow without the constraints of high financial burden. Contact us Application Procedure Applications are submitted electronically through the Recovery and Resilience Fund platform, while the process includes the following steps: 📌 Submission Steps: 1️⃣ Business Plan Writing – Preparation of a detailed investment plan. 2️⃣ Submission of Supporting Documents – Submission of legal documents and financial information. 3️⃣ Submit Application – Electronically through the program platform. 4️⃣ Evaluation & Approval – Eligibility check and viability assessment of the project. 5️⃣ Loan Disbursement – ​​After approval, disbursement and start of repayment. 📌 Important: The loan does not require collateral or guarantees, making it an ideal solution for small businesses and startups. Why Benefit from the Program? 🚀 Low Financing Cost – Interest-free loans up to 75% of the investment 🚀 Women’s Entrepreneurship Support – Special privileges for women entrepreneurs 🚀 Competitiveness & Growth – Financing for business upgrade and expansion 🚀 Digital Transition & Extroversion – Facilitating access to new markets and technologies 🚀 Flexibility in repayment – ​​Loan term up to 96 months with possibility of grace period How Can Business Best Help You? Business Best offers specialized support for the successful submission and approval of your file: ✅ Business Plan Preparation & Financial Analysis ✅ Organizing and Submitting Applications to the Program ✅ Funding Monitoring & Loan Management 📞 Contact us today! Contact us Take advantage of interest-free financing and invest in the future of your business!